All Features
Driver Safety & Scoring
Protect your most valuable asset

Driver Safety & Scoring

Score every driver with AI-powered safety analytics. Detect harsh braking, speeding, fatigue, and phone usage. Feed UBI risk scores directly to insurance partners via explainable APIs.

driver safety scoring

18%

Claims Reduction

87

Avg Safety Score

14

Insurer Countries

100+

Metric Points

Deep Dive

Understanding Driver Safety & Scoring in Detail

feature explanation

GlonexTrack's driver safety platform combines telemetry-based behaviour analysis, camera AI, and usage-based insurance intelligence into a comprehensive system that protects drivers, reduces accidents, and lowers fleet risk profiles. At its core is a composite safety score calculated from multiple weighted factors including harsh acceleration, harsh braking, sharp cornering, speeding relative to posted limits, and time-of-day risk multipliers — giving fleet managers a single, intuitive metric for each driver's risk profile. Harsh event detection uses accelerometer data and GPS-derived motion analysis to identify dangerous driving moments in real time.

Each event is classified by severity, tagged with precise GPS coordinates, and — when camera hardware is installed — automatically paired with video clips from both road-facing and driver-facing cameras, providing irrefutable context for coaching conversations or incident investigations. The Usage-Based Insurance (UBI) risk scoring engine processes driving behaviour data through actuarially validated models to generate per-driver and per-vehicle risk scores. Explainable API responses break down each score into contributing factors, enabling insurers to offer transparent premium adjustments and fleet operators to target specific behaviours for improvement.

Integration with leading South African and pan-African insurers enables automatic score synchronization for policy management. Compliance monitoring tracks regulated driving hours, mandatory rest periods, licence validity, and vehicle roadworthiness certificates, generating automated warnings as thresholds approach. Gamification features transform safety from a compliance burden into a competitive advantage — driver leaderboards, achievement badges, and team challenges motivate sustained behaviour improvement with measurable results. AI-powered coaching recommendations analyse each driver's event history and safety trends to generate personalized improvement plans. Rather than generic training, drivers receive targeted feedback on their specific weaknesses, supported by video evidence and benchmark comparisons against top-performing peers in the fleet.

Core Sub-Functions

What’s Inside Driver Safety & Scoring

feature modules
01

Composite Safety Scorecards

Weighted multi-factor scores combining acceleration, braking, cornering, speeding, and time-of-day risk into per-driver and per-fleet ratings.

02

Harsh Event Detection & Recording

Accelerometer and GPS-based event identification with severity classification, location tagging, and automatic video clip association.

03

UBI Risk Score Engine

Actuarially validated per-driver risk scoring with explainable factor breakdowns and direct insurer API integration for premium adjustment.

04

Compliance & Hours Monitoring

Automated tracking of driving hours, rest periods, licence validity, and vehicle certificates with threshold-based alerting.

05

Driver Gamification Leaderboards

Competitive rankings, achievement badges, and team challenges that motivate sustained driving behaviour improvement.

06

AI Coaching Recommendations

Personalized improvement plans generated from individual event histories, safety trends, and peer performance benchmarks.

Key Capabilities

Everything you need from driver safety & scoring, built into the platform.

key capabilities

Safety Scorecards

Composite driver scores based on speeding, harsh events, rest compliance, seatbelt usage, and more.

Harsh Event Detection

Real-time detection and recording of harsh braking, acceleration, cornering, and collision events.

UBI Risk Scoring

Normalized, explainable risk scores that feed directly into insurer underwriting models and policy APIs.

Compliance Monitoring

Track driving hours, rest periods, license expiry, certifications, and regulatory compliance automatically.

Case Study
customer impact case study

Atlas Insurance Group

Commercial Motor Insurance

The Challenge

A commercial motor portfolio with a 78% loss ratio and no visibility into policyholder driving behaviour, making risk-based pricing impossible and driving unsustainable claim volumes.

Our Solution

Integrated GlonexTrack driver safety scoring and UBI risk engine across 12,000 insured commercial vehicles, enabling behaviour-based premium adjustments and targeted driver coaching programs.

78% → 62%

Loss Ratio

39% reduction

Accident Frequency

3.2x improvement

Premium Accuracy

28% increase

Portfolio Growth

GlonexTrack's UBI scoring gave us the granularity we needed to price risk accurately. Good drivers pay less, bad drivers are coached or priced appropriately, and our loss ratio has never been healthier.

David Okonkwo

Chief Underwriting Officer, Atlas Insurance Group

conversion call to action

Ready to get started with Driver Safety & Scoring?

Start your 14-day free trial today. No credit card required.

Platform Features | Complete Fleet Telematics Suite